Wireless companies are always competing with each other to provide the best rate, which means cheaper, better plans become available quite frequently. In just a couple months of selecting a plan it can already become outdated… replaced by better deals.
You can bet they won’t tell you about the new, better deals. They’ll let their customers stay on older, legacy plans for as long as the customer is willing to continue to keep paying. So be sure to check the packages your provider has available regularly.
Similarly, when purchasing a new phone the cell phone companies often offer insurance on the brand new phone — which seems like a good idea at the time. But as your device ages, becomes a bit archaic, and loses value, it may not make sense to keep paying insurance on something that no longer has much value. It may be worth canceling the extra insurance if the expense is no longer actually beneficial to you
#2. – Federal “Remodel Incentive” Pays $100K for Home Improvements from Equity
As a way to stimulate the economy, a new Federal “Remodel Incentive” has been announced to help homeowners pay for home improvements.
Homeowners that visit the Cash Out Quote Website are surprised to learn that they may qualify to receive over $100K in a cash out payment from equity, thanks to this initiative.
While most homeowners are using their cash payment for home improvements and repairs, others are using theirs to pay off credit cards, fund a college savings account, or to pay for other expenses.
Banks, however, are not too fond of the incentive as it could also allow qualified homeowners to reduce their mortgage by as much as $3,252/year!
Note: The deadlines for the incentive has not yet been announced, but you can bet it won’t be around forever. So if receiving cash to pay for home improvements or other expenses would help you, it’s best to check your eligibility right away.
» Click here to check your eligibility.Check My Eligibility »
#3. – Avoid Overdraft “Protection” Fees Like the Plague
This one is really aggravating and borderline criminal (if not outright criminal). Most banks offer overdraft protection. Basically encouraging people to spend more than they have in their account and the bank will cover you. For this benefit, you’ll simply pay interest on the overdraft until it’s paid back.
Here’s the catch: In addition to interest, banks now charge a fee as well. The fee can range from $10 to as high as $50 on top of the interest charges.
Avoid getting trapped in this gimmick if at all possible. In most cases people are better off using a credit card if push comes to shove.
#4. – People Who Owe More Than $15,000 in Credit Card Debt Use This Brilliant Debt Payoff Plan
With the skyrocketing cost of living in the United States, more and more adults are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, owing on your credit cards can seem like a trap that can never be escaped. Here’s what credit card companies don’t want you to know…
Adults born before 1985 that owe more than $15,000 in credit card debt can use this debt relief program to reduce the amount of money they owe. The program helps resolve debt without loans — allowing many to become totally debt free in just 24 – 48 months.
So if you carry $15,000 or more in credit card debt, then click here to find out how to reduce your payments!Reduce My Credit Card Bill »
#5. – Homeowner Born Before 1985? Take $3,252/year Off Your Mortgage with the Government’s New “Enhanced Relief” Program
If you’re a homeowner, this one thing could save yourself thousands of dollars this year…
Still unknown to many is a brilliant Government Program called the Freddie Mac Enhanced Relief Refinance Program (FMERR) that could benefit millions of Americans and reduce their payments by as much as $3,252 per year! You can bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out about the program before it expires.
So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you’re in, you’re in.
So if reducing your payments by $271/month, paying off your mortgage faster, or even taking some cash out would help you, it’s important to check your eligibility here. Checking your eligibility is quick and completely free!Check My Eligibility »
#6. – Get Rid of Your Expensive Timeshare
We’ve all been there. It sounded like a dream come true during the pitch. Maybe you even got a few good uses out of it, but it’s time to get rid of that expensive time share.
Here’s some exciting news: there is a program that will swap your keys for CASH called MyTimeShareExpert.com which not only gives you cash for your timeshare, is upfront about the entire process (unlike your timeshare).
Do yourself a favor and click the link below to see if your timeshare allows you to sell and what this company can do for you.Dump My Timeshare »
#7. – Paying For Overpriced Life Insurance? Give Yourself a 70% Discount and $1,000,000 Tax Free
Life insurance is a must for anyone with a family. Most people don’t have savings large enough for their family to pay off their mortgage, cover childcare costs and ensure their children get a good education, never mind ensuring your loved ones don’t inherit your debts.
Life insurance companies know all of this and the bigger the policy, the more they profit. So, they’ve been charging high rates for years – but that’s all starting to change.
Fortunately there is a way to get very cheap life insurance. All you need to do is compare quotes from multiple insurance companies online. This amazing website does that for you, and the best part is it’s totally free! The site will run your information through their technology to automatically find the best life insurance policies available at the lowest possible price. You could end up saving up to 70% on life insurance!
No medical check and instant approval policies are also available. Click here to see available plans.Save on Life Insurance »
#8. Bluewire Antenna – Stop Paying for Cable
(4,215 ratings)
With more and more people switching to subscriptions like Netflix and Hulu, it doesn’t really make sense to pay a big cable fee each month anymore. Comcast, for instance, charges the same fee as a full Netflix subscription just to get basic/local channels and 50+ single program channels that nobody actually watches. But there’s an even better solution to switching to an online network subscription–use a BlueWire TV Antenna.
Once you use BlueWire, you’ll wonder why you’ve been paying for cable all these years. Most broadcast stations offer additional regional programming, absolutely free–and BlueWire let’s you watch all of those channels in High-Def 1080p. The device attaches to the antenna jack of any TV and can receive broadcast signals from up to 30 miles away. On top of having access to so many channels for free, you’ll find that it takes less time setting up your antenna than it does trying to call and cancel your cable service. Plug it into your tv and forget about it!Get Bluewire Discount Today! »Only 58 left!
#9. – Getting Poor Gas Millage From Ignoring the Low Tire Pressure Alert
Did you know properly inflated tires can improve the fuel economy of a vehicle by as much as 3.3 percent
The average car has a fuel economy of 24.7 miles per gallon. If you increase that by 3.3 percent, that’s an annual cost savings of $193 just for having the right amount of air in the tires!
That may not sound like a lot, but remember… small amounts of savings here and there can quickly add up to big amount of savings by the end of the year. Likewise, a lot of little expenses can add up to big monthly bills.
#10. – Solving The Disposable Razor Dilemma
Disposable razors lose their sharpness pretty quickly (or get too clogged up with residue), so you end up buying them rather frequently — and they are not cheap!
What these companies won’t tell you is that there are non-disposable razors that do not cost a ton. And once you’ve purchased one, you only need to replace the blade itself. Excellent quality blades can be found online for super cheap. They are a little bit sharper than disposable razors (since they’re designed to last more than five days), but don’t worry– they’re the exact same shape blade as the popular disposable razors.
For women, razors can often be labeled and marketed for men, but they’re actually not gender exclusive. The companies are just marketing the razors as an old-fashioned manly-man thing rather than a save-money-and-the-environment thing. Don’t be fooled, you can totally use them.
#11. – Paying More than $9/Week for Car Insurance? Here’s How to Save $400 or More…
Did you know that depending on your age and other factors you could get a huge discount on car insurance? Recent studies indicate that only 5% of American drivers are paying less than $50 per month for car insurance. That is probably because most drivers are not taking advantage of the multiple discounts available to them.
Click here to see if you qualify to save $400+ on car insurance.See My New Rate »
Bonus. – Never Pay Out-of-Pocket For Costly Home Repairs Again
Many homeowners simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?
This is why many homeowners are getting this new Home Warranty Program and they may end up saving thousands in the long run. The AC, electrical heaters, appliances, roofing repairs – it’s all covered! If there’s something they can’t fix, they will simply replace it.Click to Learn More »
Bonus. FIXD – Don’t Pay For Car Mechanics!
(5,126 ratings)
FIXD was one of the biggest Kickstarter campaigns ever. It’s a revolutionary device that allows YOU to know what’s wrong with your car before taking it in to a mechanic so they can’t take advantage of you ever again. Just plug it into your car, pair the FIXD device with your smart phone, and voilà! It tells you EXACTLY what’s wrong with your car, no mechanic needed! Use this to save on expensive car repairs right away.
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